Bluecoins Finance & Budget reviews
What users love and hate · 500 reviews analyzed · ★ 3.9
Detailed expense tracking with reports, tags, and bank notification parsing — built for users who want a thorough breakdown of every dollar in and out.
What users love
Double-entry bookkeeping with balance sheet and P&L
Full double-entry accounting with a balance sheet and profit-and-loss statement; users say the app teaches sound bookkeeping principles
I am using this app since last five years and it is incredibly good app to keep up daily finance transactions up to date. Reports, tagging, itemwise, partywise searchings are made easy. This is the only app that provides double entry functions to keep the accounts up to date quickly. Also easy to compare daily, monthly, yearly and all time P&L, Balance Sheet, also budgeting comparisons made simple
This was working great till recently. I picked this app specifically because it included future purchases on the balance sheet. Now it doesn't and I can't figure out how to fix it. Example, say I have $100 and I know a bill will come due in 3 days costing $75. When I enter the transaction for 3 days out, the account balance would show $25. Now, it still shows $100 and I have to open the individual
A complete expense and income tracking app, that provides a cahsflow and balance sheet too.
See upcoming payments and account balances in advance
Cash-flow forecasting shows where you'll stand weeks ahead, making it easy to plan spending before the bill arrives
The App which was the best of its kind has now become very buggy and nearly unusable. SMS capture buggy, reminder notification not working, photo capture bugs, bugs in scheduling transaction, auto sync not working, bugs in cash flow, bugs in similar transaction view. The list is long. Many mails detailing the issues remain unresponsive and issues unresolved. It was an excellent financial tool. Hop
Incredible downgrade... even though the app needed a IU change, the upgrade came with functionalities changes and bugs. The cash flow and net worth projections now not include the incomes and outcomes that produce the forecast. The labels on the charts overlap. The y axis in the charts is limited to zero, so any negative value is hidden (ai net worth when liabilities are bigger than assets). Inste
Been using this for years now. I find it very useful in tracking my income, expenses, and cash flow.
Deep customization of categories, groups, labels, and accounts
Categories, subcategories, labels, and accounts can be tailored to any personal setup — slice your data any way you like
Restart require eveytime to add new category group. This is first time messed up after update since many years.
One of the best apps in its category - very easy to use, feature rich, and without any nags! However, it seems that the developer is no longer active as there have been no updates to the app for almost two years. The app's website has also not been updated since the last 4 years. I have even emailed them to check if they are still active but am yet to receive any reply from them.
Great app, very well designed (premium) . Handles foreign currency transactions, allowing rates to change over time, user-control over the rates used. Good csv export, filters, backups. Intuitive interface & good user guide. Extensive customisation. v13 slow/jittery, with selection lists liable to close before selection complete (too sensitive to gestures). Import csv function useable but full of
Clear spending charts and summaries
Intuitive charts and reports show exactly where the money goes — by week, month, quarter, or year
I've been using this app religiously for over 8 years as a premium user to automate my personal finance needs. The best app out there! I was using a much older version as it was so stable. Just updated to v13 and now there's a number of items that need fixed and supported. Push notification used to be great but no longer fills in the amount and copies the note and many apps are missing. Need split
The best app for budget planning I've found It has a lot of functions and diagrams, so the app is really useful. The premium version is very cheap, but it gives you a bulk of advantages.
Initially I was looking for a finance programme to replace Quicken and Bluecoins seemed likely to fit the bill. Now that I have been using it for a couple of months I am well pleased. It is easy to enter and manipulate my data. This can be examined in a variety of ways ranging from simple lists to very useful charts. This gives me very good views of my current and future financial position
Works fully offline with no account required
Data lives locally, no account needed, nothing tracked — users prize this for privacy
I am a Premium member of Your Application, everything is Good but from some time I am facing an issue that, premium membership auto convert in Normal and app Contains Add, Showing add's, no Online Synchronous Feature available I have to Backup data offline in Phone storage then Uninstall app. install again and login after some days it Repeat. what the hell is going on.
After updated the app, data on local is gone. I'm premium user before. any suggestion?
Best budgeting app, secure (offline), has all needed features, reliable, easy to use.
Logging a transaction takes seconds
Adding a purchase is fast and frictionless — that turns daily tracking into an actual habit
I have been using this app for many years, but recent update made it basically useless. With over 30k transactions now it takes 15-20 seconds to add new one. Lists with transactions do not load at all. Entering of transactions ends up with random and async text changes that lag behind etc. I would rather go back to old app and use that than new one. If you have a lot of entries, look for somehing
Initially I was looking for a finance programme to replace Quicken and Bluecoins seemed likely to fit the bill. Now that I have been using it for a couple of months I am well pleased. It is easy to enter and manipulate my data. This can be examined in a variety of ways ranging from simple lists to very useful charts. This gives me very good views of my current and future financial position
No longer able to add transactions from phone notifications after updating to version 13.0.526.
Imports history from Quicken, MS Money, and AnMoney
Pulls in data from discontinued desktop finance apps and migrates decades of transaction history
Probably the best money management app available. I've reviewed this before several years ago and I'll say it again . . . a very powerful app! For years I was bouncing around from app to app ever since Microsoft Money went away. This is the only app that I have used continuously since the Microsoft Money days.
Great App for anyone that's missing Anmoney. It's actually better than Anmoney ever was, just not as intuitive. but doesn't take long to get used to.
It's done what others haven't. I've been using Quicken forever, and it no longer runs with moden Windows. It uses a format that's no longer supported. The export file of QIF is supported by a few finance apps, but none really recognise Quicken let alone multiple accounts. Long-winded I know, but the short of it is that Bluecoins not only recognises the file but it's installed (one at a time) 10 di
Steep learning curve on first contact
Once you get the hang of it, it becomes one of the most powerful and intuitive tools available
The app does exactly what I'm looking for, it's flexible enough without being too complicated. Easy 4-5 stars. I just started using it so I may still experience data loss others keep mentioning. But this app really deserves an extra star on top of any rating just for this: one time purchase for a reasonable price, no subscriptions. Thank you!
I am a paid user and I regret updating this app. The latest update has made Bluecoins more complicated and unreliable, with a horrible, confusing, and unfriendly interface. Since the update, payments and expenses sometimes disappear, can’t be saved properly, and selecting the payment type often doesn’t work. Features that worked perfectly before are now broken. I tried to roll back to a previous v
difficult to use
CSV, QIF, and PDF import/export is unreliable in places
Spreadsheet import and file exchange with desktop apps make data migration workable
I agree with other reviewers - core app is great but updating to v13 introduces a plethora of bugs - pdf exports inserts random data, some calculations require the app to be refreshed before it gets it right. I'm sticking with the app because the good totally overrides the bugs - but I hope the developer steps up fixes & development as it was when I first stated using 8+ years ago.
It's done what others haven't. I've been using Quicken forever, and it no longer runs with moden Windows. It uses a format that's no longer supported. The export file of QIF is supported by a few finance apps, but none really recognise Quicken let alone multiple accounts. Long-winded I know, but the short of it is that Bluecoins not only recognises the file but it's installed (one at a time) 10 di
v13 after initial doubts, now find this even more user-friendly. Pity about the kinks in the csv data import and eccentric categorisation used in qif import. v12. Excellent finance app. Very flexible, good reporting and data transfer abilities. Handles different currencies well. Easy to set-up and use.
What users hate
UI overhaul (v13 / 2.0) hurt usability
The new look is widely called cramped and awkward: tiny font, extra taps, jerky gestures — and there's no way to revert
Ever since the UI update, I forgot when but it's been so long since, the app began to feel slow. Like there's a 3 second loading when searching for previous inputs when it was instantly before.
This is the best app on playstore for managing money. One of the best app buy I can recommend. Suggestion: I would really prefer to see the previous interface back or atleast the option to switch back to the previous interface for those who prefer that. It was a lot cleaner and more legible. Also would recommend one tweek in the adding of transaction. While adding a transaction, there should be an
I've been using this app for many years but the latest UI update has worsened the experience imo. less information density and gestures for swiping between tabs feels clunky. if things don't improve I may start looking at alternatives
Transaction search is broken
Post-redesign, search is slow, surfaces few suggestions, and misses old transactions because of a one-year default filter
Ever since the UI update, I forgot when but it's been so long since, the app began to feel slow. Like there's a 3 second loading when searching for previous inputs when it was instantly before.
Excellent App. Been using it for years. Update (May 23, 2026) Took my review from 5 stars to one. I'm a paid user. The search is horrible.
It would have been 4 stars before the update.Why does every app and website redesign the UI at least once a year? Can users have a stable UI for once? The UI change doesn't even bother me as much as the degradation of UX. For example, when typing the name of an item I now only get 2 or 3 items that the application has in history. I have to scroll for more. The search is now far slower. How the hel
Concern that development has been abandoned
A long gap without Google Play updates and an inactive website have users worried the app has been shelved
No update since 2 years, the app is abandoned
One of the best apps in its category - very easy to use, feature rich, and without any nags! However, it seems that the developer is no longer active as there have been no updates to the app for almost two years. The app's website has also not been updated since the last 4 years. I have even emailed them to check if they are still active but am yet to receive any reply from them.
WARNING: The app hasn't been updated since August 2024, per Google Play Store, so don't believe comments talking about more recent changes. I don't recommend using any app that hasn't been updated in such a long time and through multiple Android OS updates. I have had issues with Dropbox sync but sync with Google Drive still works fine. As for me, unfortunately I have to go find a replacement for
Users want a desktop and web version
There's no desktop or web client, leaving users unable to manage finances from a computer
It's done what others haven't. I've been using Quicken forever, and it no longer runs with moden Windows. It uses a format that's no longer supported. The export file of QIF is supported by a few finance apps, but none really recognise Quicken let alone multiple accounts. Long-winded I know, but the short of it is that Bluecoins not only recognises the file but it's installed (one at a time) 10 di
Thanks for the app. It would be really nice to have "PC manager" type of feature like in Money manager app. Edit: I also would like to ask to make enable to budget expenses according to the percentage of income of the month. As my income differs from month to month it would be great to have that option. Thank you, Bluecoins team for delivering such a precious app. edit 2: would be great to have an
it was bad app but good now after couple of new developments. Future development should include - transaction lock on specific date - multi users and multiple companies at least 2-3 companies within same price more companies more subscription amount - laptop use on web
Users want a full iPhone version with data migration
Long-time Android users want the same data on iOS, but cross-platform migration and sync don't work
I really like this app, I just hope I can work on my accounting stuff cross platform (ios - android)
Edit Dec 2025: What the heck happened? After the update, the app just shows random transactions I don't even know. I'm not sure how to fix this. My last backup was months ago so restoring is not ok. App update should not be like this! I love this. I've been using it for a long time now. I'm using an iPhone now. Please update the app in iOS as well. I am encountering various bugs in there. Thank yo
Possible to migrate the account to iPhone app version. Currently I'm Android Premium user, backup and restore seem not possible.
Users want savings goals, envelopes, and debt tracking
There are no dedicated savings goals, envelope budgets, or tools for tracking loans and debts
Please add custom account type i need a sinking group
I've had so many issues over the years with this. Now it turned my past paid loans into assets. Just one example of the countless bugs in this app.
I've been using the app since 2018 and it has everything I need with nice graphs and it helps me manage multiple bank accounts, savings and all my needs
Users want shared accounts for families and couples
No separate profiles or shared accounts — when two people use the app, one device's changes overwrite the other's
This app has a very good clean chart statistic. Wishlist: 1. A customized currency 2. Label inside each categorized transaction, not only in the main transaction. 2. Shared account option.
it was bad app but good now after couple of new developments. Future development should include - transaction lock on specific date - multi users and multiple companies at least 2-3 companies within same price more companies more subscription amount - laptop use on web
Simply an incredible app. The free version is perfect for personal accounting and I've been using it for over a year now. I've switched to premium so as to organize the family economy and it's still the best option I've found yet. One thing I would ask the developers to add (though it is quite niche to my situation) is the possibility to define budgets in more than one currency.
Missing transaction fields: project budgets, notes, and transfer fees
Users want one-off project budgets with a custom month start, autocomplete for previously entered notes, and a dedicated field for bank transfer fees
It should also have an option for a one-time budget only. Sometimes you have to keep track of a project that is not monthly or yearly.
Thanks for the app. It would be really nice to have "PC manager" type of feature like in Money manager app. Edit: I also would like to ask to make enable to budget expenses according to the percentage of income of the month. As my income differs from month to month it would be great to have that option. Thank you, Bluecoins team for delivering such a precious app. edit 2: would be great to have an
it's pretty awesome, but we need a maintenance update. more insight, metrics. if you need to launch a new app for a new purchase, I'm fine with it. didn't find a maintained app with the name and auto fill feature, catégories and so on.