Budget App & Tracker: Spendee reviews
What users love and hate · 500 reviews analyzed · ★ 3.3
A beautiful cross-platform expense tracker that wins on manual entry, multi-currency and shared wallets, and live cross-device sync — but locks nearly every lever of control (extra wallets, bank sync, export) behind a wall before it ever proves its value.
What users love
Manual entry isn't a flaw — it's the accountability mechanism users stay for
Users who deliberately skip bank sync describe manually logging every expense as a self-discipline ritual: the moment of entry forces the question 'do I need to spend this?'. That turns a plain tracker into a behavior-change tool and creates loyalty without any automation.
I haven't linked my bank account so by doing that I HAVE TO enter every expense that I make into the app making me ask myself "Do I need to spend this?"
I enjoy tracking my spending and saving via this app
Very good app for discipline of your monthly spending.
Shared wallets with live sync are the real hook for couples and families
Running one wallet together and seeing your partner's spending in real time across devices is exactly why people pick Spendee over solo trackers. It's a household network effect: the more members in a wallet, the higher the switching cost.
I can customize almost everything the way I need, and I love that I can share a wallet with others, so when they spend something from the shared wallet, I see it right away.
great app to add day today expenses as a couole or family. Fast synchronizing and can use in separate devices at the sane time.
Helping me track spending related to personal, family, business and my 9-5 needs
The cross-platform, web-based layer is what local-only competitors lack
Data lives in the cloud and is equally reachable from iOS, Android and the browser under one login — users explicitly contrast this with rivals where data is trapped on a single device. It removes the fear of losing history when switching phones and makes the product a long-term 'home' for records.
versatility, cross platform use. iOS, Browser, Android Consistent and optimal performance
sync with Android and Apple device with just one mail , while other apps asked for subscription for this feature
datanya di aplikasi lain hanya tersimpan dalam satu device-nya saja
Visualization and color categories make tracking pleasant, not a chore
A clean minimalist design, color-coded categories, tags and charts make the act of budgeting enjoyable — users call it 'fun' and 'beautiful'. Aesthetics function as retention here: people come back because they like looking at their data.
amazing, so easy and fun to use, organized and colorful. I love it
The app is great at visualizing the data and financial history.
Clean and minimalist design, I just love this one.
Geo-tagging and photo receipts are surprise features that sell the product
Pinning a transaction to a place on the map and attaching unlimited receipt photos are details users flag as unexpectedly valuable. It signals that depth of data per transaction — not just the amount — is an underrated differentiator in this niche.
Being able to geo locate the transactions was a great deal though.
unlimited images can be uploaded, this app never failed me on the basic function I request for.
I especially like the magic ai scanner so I can simply take a pic of a slip or put a screenshot from the gallery.
Responsive support rescues trust where the product itself stumbles
When something breaks, prompt support with fast fixes and refunds repeatedly turns an angry user into an advocate — people raise their rating specifically because of how the team handled them. It shows the human layer is an underrated retention lever in finance apps.
Spendee's technical support is very prompt and effective in resolving any problems we encountered
Katka and the support team were professional throughout the process.
Thank you for the fast bug fixes! Look like it's working just like before, smooth! Good Job Developers team!
What users hate
The free 'one wallet' ceiling kills the exact job people install the app to do
The free tier allows only one wallet and one budget — yet comparing 'cash vs card' or 'personal vs shared' is the very reason people install it. Someone trying to see where they overspend hits the wall before the first insight: the product blocks its own core job.
imagine someone who is out of budget and wants to find out which expenses is more ( cash or bank or something ), they have to subscribe first in order to find out
why i am only limited to one money wallet and one budget, these service are just simple calculater
Can't add more wallets in the free version lol
You can't hand-fix a synced bank — auto-sync strips control over transactions
When transactions are pulled automatically from the bank, users lose the ability to correct them: you can't mark a transaction cleared, can't split a purchase across categories, can't turn a refund into a correct entry. The automation that should save effort actually strips control over the picture — and people leave for Wallet/Snoop to regain manual edits.
All the transactions are done automatically if you set them up, but you cannot fix anything, so you don't have control of your transactions.
splitting transactions (if I buy something and it includes, for example, a gift, I want to separate it into a gift category—I can't do this
I wasn't able to find a way to mark transactions as having cleared my bank like an actual check register.
Linked credit cards break net worth: debt counts as income
The app treats a credit-card balance as cash and a debt payment as income, so 'net worth' grows the deeper you go into the red. For the core job — knowing how much money you actually have free — this is a fatal inversion: the product lies in exactly the number people install it for.
The app is reporting the balance I have on my credit card as if it were cash I had on some checking or savings account. The app is also reporting the payments I made to those credit card balances as if they were income.
If you link your credit cards, car loans, student loans, etc, it will not count against your net worth, but instead it will ADD to your net worth!
allowing money received to be categorise into an expense account. i.e if it was a refund into your credit card.
No transaction split or subcategories — tracking stays coarse where life isn't
A single purchase can't be split across categories, and categories can't nest. For families and precise budgeters this is a detail ceiling: a real basket of groceries plus a gift collapses into one line — and that's exactly why people migrate to Wallet.
I unfortunately have to leave Spendee and switch to Wallet because it offers a split transaction feature
Please add split transaction feature. It's really needed.
Lacks subcategories.
Categorization misfires: the app forgets your choice and overrides it
Auto-categorization picks 'public transport' over the user's own 'taxi' and doesn't remember how similar purchases were filed. In a tracker where the category is the core unit of meaning, this breaks trust in the stats and forces manual re-sorting of nearly everything.
I made a 'Taxi' category, but it keeps selecting 'Public Transport' instead. 3. It doesn't remember the last category used for similar purchases
Automatic categorization is ineffective, necessitating manual sorting of nearly all entries for a year.
categorizations are often wrong and the categories could be improved.
Clunky transaction entry wears down the single most frequent action
Adding an expense is the action repeated many times a day, yet it's awkward: you can't duplicate an entry as a template, can't switch currency on the fly, and have to hunt for the right category every time. Accumulated friction in the core flow is the top reason people abandon daily tracking.
I wish we could manually duplicate entries, almost like a template for a new entry, so you don't have to do everything from scratch all the time.
It's very inconvenient to look for a category you need every time you want to add an expense.
the user interface of the transaction input window requires improvement. a fluent input experience is not achieved
No widget robs the app of instant quick-entry
A quick-add widget that once existed was removed — and users have been asking for it back for years, because without it every expense means opening the app and walking the full path. For a tracker that lives on entry frequency, losing the fastest entry point directly erodes how regularly people log.
Please bring back the widget do that I can rapidly input my transactions. -signed a user for over 10yrs
No widgets support. No option in the app to customise home screen.
Does it not have a widget? It doesn't show up under my widget list. If it doesn't have a widget then holy oversight!
Scheduled transactions can't be edited — the planning feature is half-broken
You can set a recurring or scheduled payment, but then can't change its amount, move the date, or delete it from the list. For people budgeting ahead, this turns a useful feature into a source of stuck, wrong entries and undermines trust in the forecast.
You can schedule transactions, but later you can't change or delete the scheduled transactions in the list.
when setting up a recurring expense, you can't edit the schedule of an existing expense
Waiting for feature: budget rollover for next period.
AI Magic Scan was bolted on top of the UI — a trendy feature crowded out core utility
The AI scanner tab was added so that it covers the labels list and degrades navigation, while still not splitting a receipt into categories. It's a textbook case of chasing the AI trend at the expense of the daily flow — long-time users explicitly ask for optimization instead of 'trendy' features.
Introducing the useless feature of the Magic AI Scan is one thing - but implementing it so that it covers the labels list and deteriorates the usability of the app is another level of incompetency
The AI scanning feature, added just for the sake of AI, makes no sense; it doesn't divide into categories or anything.
I would much rather see the team focus on optimization than adding 'trendy' AI features.
Export is capped at one year — the app holds history hostage on the way out
Leaving with your own data is nearly impossible: the Excel export returns only the last year, there's no CSV import/export, and years of history can't be moved. It creates a hard data lock-in — people stay not out of love but because years of records are effectively trapped inside.
they sent only 1 year data. I want 10 years data the day since I have been using this app
no possibility to import CSV, so no possibility to switch from other apps to this one without losing data
The app only allows 365 days export only, violating the GDPR right to access.