Origin: AI Budget and Track

What people write about

Direction describes a theme in aggregate. An individual review may differ — select a theme to inspect its star profile and every text.

loading the rest of the reviews

1. ★★★★★subscription and paid restrictions

   Lost Connection. Bank no longer connects to Origin with 3 months remaining on annual subscription. Live customer support is non existent. Highly suggest finding alternative financial tracker.

2. ★★★★★subscription and paid restrictions

   Misleading. Don’t let the reviews fool you they’re entering a sweepstakes. this app is paid subscription only! You have to pay for a yearly subscription to even access any options in the app.

3. ★★★★★negative experience without a specific reason· unspecific

   bad. horrible can easily do all this without the app and very laggy app doesn’t work well

4. ★★★★★an update broke a familiar workflow

   Update broke app. Latest update broke the app. Basically unusable to update anything on mobile.

5. ★★★★★crashes, freezes and errors

   Started Good… but EXTREMELY BUGGY!. I got the app about a week ago and it started out good. Then I started having issues with setting up the budget. It made me set my budget up like 4 or 5 times. Every time I would log back in it would ask for me to do whole other budget. Once that got done finally, it was good for a day or two. Now, I can’t even open up the app anymore. It asked to set up facial recognition every time I open the app. When I click Yes, it just spins on the loading screen. I’ve kept it open for an hour and never passed that screen. When I click No, nothing happens… It’s great if there were no bugs. I shouldn’t have to delete the app and redownload multiple times, restart my phone, or anything like that.

6. ★★★★★subscription and paid restrictions

   Bricked the app after subscribing for $1/yr. What a sham. The app coincidentally becomes unusable after I sign up and pay the $1 membership. Closed and reopened the app, it just spins. Restarted phone, same thing. Using a mobile web browser, it just shunts me to the broken app.

7. ★★★★★subscription and paid restrictions

   Can’t use the app with hide your email. If you sign up with your Apple account using hide my email, you will never get a confirmation email so you can login yet they’ll still charge your card the only way to stop it is you have to dispute the transaction and then go into Apple Pay and de-authorize them from charging you for the yearly renewals. So even though I paid for it, I was never able to login. I’ve never heard back from them. The only one that was able to help me with the Apple Card itself thank God I used that instead of my American Express.

8. ★★★★★subscription and paid restrictions

   Paid Subscription Only. Paid subscription only

9. ★★★★★subscription and paid restrictions

   Scammy and scummy.. Your website says you have a monthly subscription available yet your app tries to force you into a year. How can anyone trust your ai when it can’t even detect the bug that there’s not even a membership tab in the settings on mobile? Shouldn’t even be paying at all considering it’s ai.

10. ★★★★★data, history or progress disappears

    Inaccurate data and poor integration. Data does update in all locations, data is difficult to update. Sync issues with financial accounts. Unable to delete account. Error after error. Many more issues… I contact support and they were not helpful.

11. ★★★★★negative experience without a specific reason· unspecific

    Not what it promised to be. This touted its AI budgeting capability. It’s not any better than all the other budgeting software or apps. In fact this may be worse because frankly it’s not very easy to use compared to things like Mint from years ago. Not happy glad I only spent a dollar. Will not continue.

12. ★★★★★negative experience without a specific reason· unspecific

    Won’t load. Just never finishes loading on launch. I’m on the newest iOS on the newest phone and it just keeps spinning. Wild for a production app.

13. ★★★★★crashes, freezes and errors

    App crashes every time I open it. Stopped working. Would give 5 stars if they fixed it.

14. ★★★★★account bans or deletion without explanation

    App does not work. I filled in the information multiple times for my banking so I can start a savings account and putting money into there, but every time I did, it would never give me the prompt to put money in. I went under the investment to have multiple times, and it either said sign in or start investing and every time I would fill in all the information it’s connected to my bank account and I refresh did nothing open the app again did nothing refresh my phone even did nothing delete it and re-download the app and did nothing so this is an absolute 0/10 app

15. ★★★★★negative experience without a specific reason· unspecific

    Credit score. Credit score never syncs on mobile app

16. ★★★★★subscription and paid restrictions

    Stay Away. This app sucks. Use another financial app. After I linked my bank accounts, they won’t let me unlink them unless I first sign up to a subscription with them. Also, after you sign up, they add you on auto-renew through their portal to charge you $99 for the renewal.

17. ★★★★★crashes, freezes and errors

    Good Potential, Poorly Executed. For being an app that is supposed to be able to use AI and "Autopilot" your finances as it is marketed, it requires a ton of effort to try to get it to work smoothly. It is really horrible at recognizing transactions and putting them into proper categories. It has a feature currently where you can quickly review your transactions which is not working. After reviewing transactions for an hour and correctly labeling them none of my progress is saving onto the app. It is very convenient to have all my transactions in one place but it needs a TON of work before it lives up to what it is marketed as.

18. ★★★★★negative experience without a specific reason· unspecific

    Fake reviews?. Why are they manipulating reviews with an Amazon gift card?

19. ★★★★★slow performance and long loading times

    How do I get started?. I just downloaded the app. All I am seeing is the blank window to the right and a pane on the left side with unresponsive menu options. What do I do now to get started?

20. ★★★★★subscription and paid restrictions

    Not Ready for Users that Won’t Rely on Faith. Origin has quietly removed the fundamentals of financial software — budgets, income confirmation, assumption review — and replaced them with a one-way, opaque “AI-first” interface. There is no way to see how your income is classified, how expenses are normalized, or what the system is uncertain about. There is also no real back-and-forth with the AI to correct errors. The result is blind trust. You’re shown confident-looking outputs without any audit trail, which is unacceptable in a financial app. Anyone with irregular income, retirement cash flow, insurance, taxes, or medical expenses will find the system making silent assumptions with no way to validate them. The recent $1 annual subscription price is the tell — this feels less like a production-ready product and more like users are being subsidized to train a model while the UX and documentation are unfinished. AI can be useful, but replacing transparency and controls with faith is not progress. Until Origin provides visible assumptions, confirmation loops, and basic financial controls, it’s hard to recommend this to anyone outside a narrow, young, salaried demographic.

21. ★★★★★subscription and paid restrictions

    Does not work. Spent 25 min connect my 6 bank accounts, loans, and cards, just for the app to say “no transactions detected” but it shows my balances so clearly this is just an app issue and not a connection issue. Would like a refund

22. ★★★★★negative experience without a specific reason· unspecific

    Could be better. Other apps are better this app doesn’t keep up.

23. ★★★★★negative experience without a specific reason· unspecific

    Doesn’t work. Couldn’t add my AMEX add. Also, when I tried to use the AI feature I was most excited about, the app just kept “thinking” and couldn’t produce an answer.

24. ★★★★★negative experience without a specific reason· unspecific

    AI worthless, manipulated reviews. I used the AI feature to set up my budget which is still in beta mode, and it recommended for me to almost double my average monthly spend from 2025 for 2026. I thought that was wildly odd for a budgeting app to tell me to spend twice as much money as I usually do… but also why would anyone have a goal of spending more?? So I really only find the tracking features useful. Would not even bother with the AI features. I also found it disingenuous that the company is asking people to give them a 5 star review in exchange for entering a drawing to win an Amazon gift card. This made me distrust the app even more. So do not believe the 5 star reviews you see.

25. ★★★★★negative experience without a specific reason· unspecific

    manipulated reviews for this app. this app is sending emails for users to leave 5 star reviews to enter into a raffle to win $100. the app seems okay but they are trying to manipulate reviews which is not cool.

26. ★★★★★inaccurate results and incorrect data

    Issues. Update: I’m glad it was a $1 trial period. The app is very glitchy. Rules don’t work. Some transactions don’t count as expenses. Some transactions have just disappeared. The forecast still shows an incorrect amount of liabilities, even though there have been several updates. The Spent This Month window and the widget show one amount that I spent, while the category breakdown (budget) shows a different amount. I don’t know, this is a financial app that creates more mess in budgeting than it helps.

27. ★★★★★account bans or deletion without explanation

    Intuitively confusing. It’s only good if you have one account. If you have multiple people/ multiple bank accounts and cards you are trying to connect, the app gets confused and you end up getting more confused on your end. I like the calendar part that shows how much you spend a day, but literally I just want to put my expenses, my salary, and figure out how much I’m Spending. It said I spent $250k in July or said I spent $22 this month. Bot$ of them are wrong. After playing around with it for 30 minutes, I’m going back to excel. I’m glad it works for some people, but will not recommend this to business owners, people with a lot of accounts, couples, or families. All the best to the founders of this app, I’m going back to excel

28. ★★★★★negative experience without a specific reason· unspecific

    Horrible UI. There may be a good app buried in there somewhere but the UI has a horrible flow to it and buttons and other elements are just incredibly small on my 17 Pro.

29. ★★★★★subscription and paid restrictions

    Not ready. I waited a few months to write a review. It’s honestly horrible about tracking accounts and transactions. You need to micromanage everything to the point where they should be paying you. Every transfer needs to be fixed in order for the budget to make sense. The Ai features don’t help. You are better off using a spreadsheet.

30. ★★★★★transfers between your own accounts and money put into savings count as spending

    Basics first. Update number two: Still basic math problems sale of the property resulting in negative equity property value is not updating correctly no manual override to correct. Makes projections difficult and questionable. There’s really no way for you to know whether the insight it’s giving you is correct without going through all the calculations yourself. Beautiful interface contains the correct financial pillars but again basic math can’t be overlooked. Update: I sent email to support as requested and the email got kicked back. Copied and paste from their reply. Still bad math on net worth calculation. All insight is worthless without correct numbers. First Review: I was super stoked stoked about this app trying to help eliminate debt and track net worth in cash flow. But as I said, they gotta get the basics first for net worth. It’s taking assets and liabilities and adding them together to produce an inflated net worth. Again basic math and rules of finance if the calculations aren’t correct it doesn’t matter how clean the interface is. $10 -$5 is not $15.