YNAB — отзывы
Что хвалят и на что злятся · разбор 500 отзывов · ★ 4.5
Флагман конвертного бюджетирования с многолетней фан-базой, которую постепенно разрушают регрессивные обновления интерфейса, рост цены и исчезновение живой поддержки.
Что хвалят
Метод «каждый доллар — на месте» реально работает
Пользователи годами выбираются из долгов и сохраняют бюджет именно благодаря принципу назначения денег заранее.
YNAB has been crucial in turning around our finances. The app makes it so clear where your money is going and helps you find ways to meet your goals
After 25 years of trying...My husband and I can finally budget together. I love YNAB. The zero based budgeting approach has changed our finances in an incredible way.
I used to have a problem with spending money, the problem was I hated doing it. Moving money out of my savings pained me. Being able to categorize the money gives me the permission to use it how I planned.
Крутая кривая обучения, но лояльные пользователи её преодолевают
Те, кто разбирается в методологии через YouTube-канал YNAB или ChatGPT, закрепляются на годы и не уходят.
This app is incredible. Its honestly a slightly bigger learning curve than other apps, simply because the concept of assigning money is a bit non-intuitive, but once you get the hang of it its amazing!
A solid budgeting app. It takes effort via YNAB's social media blogs and YouTube channel. But once you start watching and learning, the process falls into place. 6 weeks and I started actually saving.
I have probably tried just about every budgeting app there is. I tried this one once before and gave up on it early but I'm now back to it. If you can put the time in to learn how to use it properly it's the best one hands down.
Совместный бюджет для пары — сильная сторона
Двое на одном бюджете с телефонами обоих партнёров — ключевой сценарий, где YNAB ощутимо превосходит таблицы.
Please let me select prefered card manually instead of recommending automatically. My wife and I both use the app on the same budget, she has her own card, I have my own, but the app keeps suggesting whoever last added an expense
Really helps us keep track of outlays and incomes from a variety of sources, as well as to plan financially.
На что злятся
Каждое обновление делает приложение хуже
Интерфейс планомерно деградирует: больше кликов, меньше информации, медленнее загрузка — ради метрик вовлечённости.
YNAB is headed downhill fast. Every app update makes the UI worse, showing less information and requiring more button clicks just to increase engagement. They have also now included pop up ads promoting their own products to PAID subscribers.
This app keeps deteriorating. Gradient background makes categories nearly impossible to read as it distracts the eyes (esp. bad in dark mode). New home screen is SLOW to load.
Синхронизация с банком ломается и не чинится
Автоимпорт транзакций — главная причина платить — регулярно отваливается на недели, поддержка разводит руками.
Great app, but direct import breaks every month negating the main thing I pay for.
paid for the subscription so I could link my accounts automatically, but they rarely / never work. Im constantly resetting them or adding transactions manually.
Discover hasn't worked in nearly a week now and there's still no ETA to when I can use the features I'm paying over $100 a year for.
Реклама книги основателя внутри платной подписки
Пользователям с подпиской свыше $100 в год стали показывать всплывающую рекламу книги CEO — доверие к продукту рухнуло.
Getting ads for the owner's book? In a $100+ yearly paid subscription? I'm not sure why Jesse thinks it's worth alienating his app's user base to pump up his preorder numbers
despite paying £100 a year I'm still getting ads popping up for ynab products. That's pretty shoddy - happy to have ads, but not while paying such a high cost.
After YEARS of using the app, I've finally decided to quit. The constant UI changes, the price hikes, the AI implementation (and the downfall of your customer service because of that) I've had enough.