Current reviews
What users love and hate · 500 reviews analyzed · ★ 4.5
Power up your paycheck when you switch to Current.
What users love
Кредитный строитель реально работает
Current Build Card повышает кредитный рейтинг без риска уйти в минус: деньги снимаются с собственного дебетового счёта, поэтому просрочить невозможно.
I've been using this for over 5 years now and haven't regretted it even once. and it's only gotten better over the years! great credit building card, got me to over 700 credit points!
I didn't think it would actually raise my credit but it did. Alot!
it even brought my credit score up to 782
Ранняя выплата зарплаты
Прямой депозит поступает раньше всех коллег по работе; некоторые пользователи получают деньги на 8 часов раньше, чем сотрудники со счетами в других банках.
signed up because a coworker suggested I try Current for direct deposit at work.....I did and out of 100 employees at my job I now get my paycheck about 8 hours earlier than anyone else.
literally the best app for getting my checks I've used.
fast deposits, so far they have my trust.
What users hate
Аванс до 750 долларов: реклама против реальности
Рекламируемый максимум 750 долларов недостижим для большинства: пользователи с многолетним стажем и высокими депозитами получают 50–150 долларов; объяснений нет.
My take home pay each week is between $1,300-$1,500 and I only get $100 paycheck advance with $75 fee free overdraft. You must have to bring home $10 grand a week to qualify for that $750
DON'T WASTE YOUR TIME OR MONEY I'VE BEEN WITH THEM SINCE 07/2024 HAD MY DIRECT DEPOSIT INCREASE ABOVE AND BEYOND BUT STILL NO $750 DESPITE MY INCOME BEING TRIPPLE OR DOUBLE THE CA
FOR THOSE THAT ARE WANTING A PAYDAY ADVANCE: You won't get a payday advance without depositing $200 into the Current Account. Clearly, you wouldn't need an advance if you have $200 to deposit into their bank!
Автоматика спора всегда против клиента
AI при рассмотрении споров автоматически встаёт на сторону мерчанта, игнорируя доказательства; живого специалиста по спорам недоступно.
I filed a dispute and Current denied the dispute, citing no wrongdoing even after I provided the emails from the company!
This app is beyond frustrating when you try to dispute a charge. They automatic AI will side with the merchant even after you provide evidence of a false charge.
disputes are a nightmare with current. they take forever, you don't get any kind of provisional credit and you typically lose.
Кредитный строитель роняет рейтинг
Current сообщает о кредитной карте с лимитом $0 в бюро кредитных историй — это выглядит как 100% использование кредитного лимита и снижает кредитный рейтинг.
Be very careful using this app. What they don't tell you is they will report your account to the credit agencies as a credit account with 0 limit, when it clearly isn't. This will make your credit score to drop.
This card is a joke, it dropped my credit score 39 points the first month I had it. Eqifax says due to high balance. They claim it can't hurt your score only build it.
My credit score dropped 60 points after using Current's "credit builder" card. Do your research online before using them