inApp
Rating: Budget app

Amex

doubtful rating

The Amex app is one of the best card interfaces on the market: payment in a couple of taps, instant notifications, and a clear spending view by card category. But it is a card management tool, not a budget: no overall spending picture or forecast of funds until payday.

58real score
4.88store star
4,322,598ratings
About the rating

93% five-stars with a textAvg of 3.94. a moderate gap, but the five-star rate is abnormally high for a card app with so many complaints about arbitrary limit reductions and blocks. Some five-star reviews are indistinguishable from marketing copy.

Strengths

What users love

  • Instant notification of every transaction with the amount and merchant. A clear overview of balance
  • Available credit limit
  • And upcoming payment on the home screen. Convenient history browsing with category filters.
Weak spots

What users hate

  • No balance forecast or overall budget planning. Cannot track external bank accounts alongside Amex. Arbitrary card blocks and limit reductions without warning undermine trust in the tool even among long-term cardholders.

Who it is for

Amex cardholders who need to monitor spending on that card specifically. Not suitable for budget seekers who want a complete financial picture.

Screenshots