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Beyond Finance

#63 of 92 in Personal finance

  • 38 of 100 · reviews
  • 4.9of 5 · store
  • 17,615ratings on the App Store
  • 497reviews read
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An editorial reading of the saved reviews

A debt settlement service, not a personal finance control tool. Roughly a third of users describe hidden fees of 25%, lawsuits from creditors, and damaged credit scores. Successful stories are real, but outcomes are unpredictable and depend on specific creditors and circumstances.

Screenshots

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What people use it for

People with large consumer credit card debt who have exhausted other options and are prepared for a long program with risks to their credit history.

What reviews praise

Users who completed the program successfully note a single payment instead of many debts and a sense of control after years of fear of creditors.

What reviews complain about

  • Opaque pricing: the 25% fee on the debt amount is not disclosed at the outset.
  • The app provides almost no current picture of settlement status. only generic data with a delay.

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What could be improved in this nicheRead the research on users and productsAll reviews of this appFull texts, ratings and topics of every review

This is material from the inApp archive. Before installing, check the app’s current terms and features in the store.