Copilot: Track & Budget Money

63 of 100 · reviews
4.8of 5 · store
29,610ratings on the App Store
500reviews read

An editorial reading of the saved reviews

Copilot is technically the most sophisticated personal finance tracker: beautiful interface, smart learning-based categorization, and a clear transaction history. Users genuinely change their behavior.

Screenshots

What people use it for

People who want a detailed understanding of their spending and are willing to pay for a beautiful, intelligent tool. Best suited for those whose main accounts are at supported banks.

What reviews praise

Smart categorization learns over time and starts getting things right without manual corrections.
The spending view by month, week, and category is intuitive.
Developers actively engage with users and ship updates with real fixes.

What reviews complain about

Plaid sync periodically breaks and duplicates transactions.
Recovery requires manual work.
Investment accounts are displayed with limited detail.
After switching devices, some users lost their accumulated transaction history.

What users experience

1 excerpt from the breakdown. These are individual cases, not a verdict on all users.

The CoPilot app itself is solid. The interface is intuitive, the budgeting tools are thoughtfully designed, and the categorization engine is one of the few that actually learns user behavior instead of making a mess after every single transaction.