Goodbudget Budget Planner

68 of 100 · reviews
4.6of 5 · store
13,303ratings on the App Store
500reviews read

An editorial reading of the saved reviews

A digital version of the envelope budgeting method. Works without a bank connection: envelopes are funded manually and expenses are deducted from the relevant envelope. Works especially well for couples: both partners see the shared budget.

Screenshots

What people use it for

Devotees of the envelope method and the Dave Ramsey system, couples with a shared budget, and those who firmly do not want to connect a bank to a third-party app.

What reviews praise

The envelope system makes money allocation tangible.
Partner sync works reliably.
History is stored without limits.

What reviews complain about

No breakdown by bill due date: it is unclear whether funds will stretch until the next payday.
Analytics and reports are very basic.
The interface is confusing in places: an empty envelope and a depleted one look identical.

What users experience

2 excerpts from the breakdown. These are individual cases, not a verdict on all users.

My wife and I struggled for years seeking the best way to communicate our budget. I manage the accounts, she does most of the spending. We don't like cash because so much is spent online, and cards are just more convenient. Without cash envelopes we needed a digital equivalent.

I have been using Good Budget for over 4 years. I first downloaded it and started using it a tiny bit before that, when it was still called EEBA (Easy Envelope Budget Assistant), but I didn't fully commit to using it until after I went through a financial coaching program.