MoneyCoach: Budget Planner
authentic ratingA manual expense tracking app with budgets, multiple accounts, widgets, and Mac and Apple Watch support. Beautiful interface, good customization, and active development. A systemic issue: transaction history has been wiped after updates for some users on multiple occasions, undermining trust in the app as a long-term data store.
A real audience is visible. Some users love the app and have tracked for years. Others leave after data is wiped by updates. A claim in one review about collecting and selling anonymized data is not corroborated by others, so it does not affect the authenticity assessment.
What users love
- A live balance widget on the Lock Screen and Dynamic Island provides constant financial awareness without opening the app.
What users hate
- Transaction history disappears after some updates. No bank sync. Cannot split a transaction across multiple categories. Notifications arrive too frequently and for irrelevant events.
Who it is for
Apple ecosystem users (iPhone, Mac, Watch) who want a beautiful manual tracker with multi-device support and accept the risk of history loss during updates.