inApp
Rating: Stock investing

Betterment Invest & Save Money

doubtful rating

Automated investing and savings with a pleasant interface, let down by how slowly money moves. A transfer even inside the app can drag on for days, and funds get held after they've already cleared. Some people waited weeks for their own money.

44real score
4.8store star
62,725ratings
About the rating

A 4.77 store rating against a 2.78 text average. Complaints are specific and repeated (slow transfers, held funds), with even a data-breach mention. Praise is generic and the gap is notable.

Strengths

What users love

  • A friendly interface and easy investing
  • Handy joint accounts and high-yield savings
  • ATM fee reimbursements
  • And years of steady service for some customers.
Weak spots

What users hate

  • Very slow transfers
  • Up to a week even within the app
  • Funds held after clearing
  • No way to turn off reinvestment
  • Pushy prompts to add more money
  • And a mention of a data breach.

Who it is for

Long-term investors who value automation and convenience over instant access to their money.