Best stock investing apps

Fast access to data on almost any stock or fund, and a handy compare feature. A generous free tier, cross-device syncing, and pre- and post-market portfolio tracking. Clean minimalist design and a fair price.

No brokerage link, so shares and average prices have to be entered by hand. Some updates cause crashes. People want stock and fund heat maps.

Investors who want a reliable source of stock and fund data and analysis without extra bells and whistles.

Accurate live quotes for currencies and spot markets, plenty of instruments, and a recognizable solid look in the TradingView vein. Fast and reliable for daily rate tracking.

After the ownership change ads flooded in, some of them vulgar and out of place for a finance app. There are crashes on certain features and iOS versions, and quotes sometimes lag.

People who track currencies and spot markets daily and want accurate live rates. Not for those who are enraged by ads and unwilling to pay to remove them.

Hands-off automated index investing you never have to babysit. Clean interface, performance history right in the app, the feeling that your money grows on its own.

After the Plaid switch external accounts update days late or freeze at zero, forcing you to reconnect banks several times a week. The ability to build sector portfolios is gone.

People who want to drop money into index funds and forget it while seeing every account in one place. Not for those who need to hand-pick individual stocks.

Top-tier options trade execution, competitive commissions, and a clean mobile format. For options, many keep it as their main platform.

It keeps breaking after updates: zeros in positions, duplicated trade notifications, stuck quotes, lost watchlists. The iPad app is missing some indicators, and it crashes in active mode.

Options traders who care most about fast execution and low commissions. Not for those who need stability and deep charting on a tablet.

Simple clear interface, good for beginners, no fees and card rebates, feels safe

Freezes and session drops before an order, gross balance errors, stripped down versus the site, weak charts for trading, transfers cancelled without explanation

Schwab clients for calm portfolio viewing and simple trades, not active trading

Simple pleasant interface, fractional shares, ROTH IRA match, easy start for beginners, learning

Account locked after large profit, shady fill prices and spread, buy button disabled during halts, weak support, gambling-style predictions in the feed

Beginners and anyone wanting a simple mobile entry into stocks and options without extra setup

Access to global markets, low commissions, and a rich set of analytical and algorithmic tools. Reliable operation and strong security once you learn it.

The interface is cluttered and clumsy, and everything reloads when you return to the app. ACH transfers post slowly, lifting the PDT restriction drags on, and support is sluggish.

Experienced investors who need global market access and low fees and can tolerate a bulky interface. Not for beginners after simplicity and instant transfers.

Valuable research, ratings and stock lists from a well-known source. Helps make buy decisions and plan returns in retirement accounts. Easy access to rankings and data.

The app glitches, hangs on the loading screen and crashes at startup on some devices. No back button, portrait-only on iPad, and notifications won't open. There's a complaint about a personal-data breach and trouble cancelling the trial.

Zacks subscribers and people who value its research and can tolerate the app's awkward interface.

Earnings dates are clear and in one place, with data fresh even 90 days out. Access to call recordings and AI summaries saves time during earnings season.

For some, account creation fails and hangs on the loading screen. The subscription marketing is misleading: the advertised plan is not available inside. Viewing figures for past quarters suddenly became paid. It can be slow and crash during market hours.

Investors and traders who track earnings and fundamentals and want one clear calendar with access to the calls.

Deep stock data, free level 2, learn-and-earn rewards, handy charts. Good for people learning to trade.

The free stocks are worth almost nothing, withdrawals and account transfers drag through a dozen support emails, and funding is limited to costly methods.

Active traders and learners who value deep data and charts.

Best charts and drawing tools, powerful desktop, learning and watchlists, overnight trading

Lag and crashes in mobile during trades, glitchy indicators, ads on the chart for paid users, useless AI chat instead of support, confusing subscription management

Traders who need serious charts and analysis, primarily on desktop

Reliability and reputation, polite support, good for retirement accounts, developers respond to feedback

Updates hide position data and value, 401(k) stats not showing, frequent sign-in failures, dated cluttered interface, broken auto-investments

Long-term investors with retirement and brokerage accounts who value reliability over a pretty app

Trust in the company and its funds, clear portfolio analytics, and an app that genuinely does almost everything a long-term investor needs.

Login so slow it can time out, white screen after updates, laggy scrolling, some tasks only on the website, and poor visibility into a workplace 401k.

Long-term investors who value Vanguard funds and will tolerate a clunky app for the sake of reliability.

Great visualization and data layout, handy for keeping stocks and crypto in one place. Responsive support and a portfolio history built up over years, when everything works.

Some basic features are now paid, and the app lags or fails to load during volatility. Many brokers are unavailable or connect inaccurately, historical data gets distorted, and portfolio history sometimes vanishes entirely.

People who want a clear visual view of stocks and crypto in one tracker and are willing to pay. Not for those who need accurate history and reliable connections to all their brokers.

Rich free analytics on stocks and world markets, watchlists, stocks hitting 52-week lows. No intrusive pop-up ads, which is rare for this category.

The app goes years without updates and clearly lags the site: no options, no dark mode, you cannot edit the watchlist. It crashes regularly and needs reinstalling, and Gmail login only works on the web.

Fans of the desktop Barchart who need quick access to charts and favorites on the go and do not expect full functionality.

Helps you understand how the market works and practice risk-free. Market, limit and stop orders make it feel like a real platform. Works well for beginners, kids and teens.

The update made it paid and erased saved portfolios. Stock search won't open for many, the app crashes, and data is sometimes not real-time. Ads get in the way, and the free tier allows just one trade a day.

Beginners and teens who want a safe market trainer and can live with the paid model and glitches.

A quick glance at your positions during the day, in a simple and clear view. Many use it for years, many times a day, and value the speed.

Prices on UK and OTC names are wrong, diverging from the real market close. The app occasionally crashes and kicks you out. The free version has no indicators or lower timeframes, and some articles and features are behind a subscription.

US-stock investors who want a fast look at quotes and positions without deep analysis. Not worth it for UK or OTC names.

The screener can be tuned exactly to your needs, there are plenty of filters, and you can build filter groups to narrow down stocks. It's helpful for a beginner and cheap compared to similar tools.

The app nags you to rate it, invite friends, and 'buy a coffee.' A blinding white background with no dark mode, it freezes at times when you tap a ticker, and some people view it as mostly a shell for ads and sales pitches.

A beginner or swing trader who wants a customizable penny-stock screener on the cheap. Anyone expecting ready-made trades or a calm interface free of rating prompts will find it grating.

A clean interface, accurate portfolio tracking with fees, real-time data, and unobtrusive ads. People run several sector portfolios here for years and consider the app their main tracker.

After iOS 18 the widget that was the main reason to use the app disappeared and still has not returned. There is no sync between devices, one case reported losing years of data, and futures are calculated incorrectly.

People who track their portfolio manually and want a clean tracker with accurate accounting, if they can do without the widget for now.

You see the real portfolios of people you follow, and the transparency against social-media hype is valuable. The interface is pleasant, with learning lessons and live conversation with other investors.

Few brokers connect, with no Coinbase, Acorns, SoFi, or M1, so you enter stocks by hand. Some basic features and dividend insights are behind a paid subscription that feels expensive. There are login and feed-loading bugs.

Beginner investors who want to learn and peek at other people's real portfolios rather than promo posts, and who are fine with the popular brokers only.

Quick quote tracker, simple clean look, fresh prices and watchlists, instant switching between stocks

News behind an Apple News paywall, occasional wrong market data, few customization options, ads and politicized headlines, no share-count entry

iPhone owners who want a quick look at quotes and their lists without installing extra apps

Deep analysis and many viewpoints, useful quant ratings, well-written articles and transcripts, and real help with decisions.

Portfolio tracker and best tools moved behind a paid subscription, comments sliding into politics, laggy data and dividend calendar, and an early-2025 update that hurt navigation.

Investors willing to pay for analysis who can tune out toxic comment threads.

Everything in one place: quotes, news, analysis. Many keep it for years as their main tool for self-directed investing.

The ad before entry glitches and blocks access, there are too many notifications, canceling is murky, and paid Pro doesn't earn its price.

Self-directed investors who want a broad view of the market and news in one app.

A flexible screener, pattern hunting and fundamental analysis in one place. The AI answers stock questions on real-time data, which ordinary chatbots lack. The interface is pleasant and there's plenty of data.

AI signals are often the opposite of the actual price move. Each tool is sold separately for hundreds of dollars a year, even after buying premium. Dozens of notifications an hour, search and filters freeze, and cancelling is hard.

Active traders who want an advanced screener and AI helper and won't blindly trust the signals.

You see your portfolio, payout calendar, and profit and loss in one place. Many have used it for years, and support answers and fixes data on request.

The app overstates annual dividends, sometimes noticeably, and gets payout dates wrong. The redesign hid familiar features behind a subscription and made everything tighter and harder to read. Broker sync does not always pick up buys and sells.

Dividend investors who want a clear payout calendar and portfolio overview and are willing to occasionally correct the numbers by hand.

A clear way into the topic for beginners, lots of learning material, a sense of confidence in the first steps.

If your school isn't listed, signup stalls. Canceling and withdrawing money drags, looping you to sell stocks again. You pay for basic features.

Teens and total beginners who want to learn investing with small amounts.

Short digests that get you up to speed on the market in five minutes. Beginners and those trying to understand investing like the simple presentation of complex topics.

Swapping humans for an AI voice ruined the daily brief: the robot reads EU as 'eww' and jumbles billions of dollars. Almost everything is locked behind a subscription, the interface is cramped and cluttered, and the font size will not change.

Beginners and busy people who want a quick, clear market overview and are not bothered by the subscription and AI narration.

A clear heat map and a visual read on capital flow across the market. A friendly interface that makes trading simpler for beginners. Desktop features are available right in the app for options plays.

Most useful features are locked behind a subscription, and the value is unclear before paying. Pushy onboarding and a demand to enable notifications get in the way of basic functions. Lots of ads, and people say the premium signals are copied from other sources.

Beginners who want a visual heat map and a simple screener and are willing to pay a subscription for full access.

Auto-invest makes it nearly hands-off, and returns are pleasant for experienced investors. The home-screen widget is handy, and the concept adds diversification beyond stocks and real estate.

The app lacks the website's features: filters, a clear income picture, a list of loans. Defaults and write-offs can drag returns down to 1-2%, and funds sometimes hang in pending. You cannot change your bank, and setting an investment amount is clumsy.

Patient investors ready to lend long-term into other people's loans for diversification and unafraid of defaults, as long as it is not their last dollar.

Excellent charts, no PDT rule and no minimum balance, a steadily improving mobile client, handy for futures.

The app freezes right during a trade, placing an order is slow and takes many steps, browser login flags an unsafe site, and withdrawals sometimes get stuck.

Active traders, especially in futures, who mostly work from the desktop.

Quickly cuts through the noise and shows top gainers and losers in one place. Simple and clear, handy for daily penny-stock screening. It genuinely helped some people make money on its picks.

One-day delayed data, no real-time quotes. Search doesn't work, you can't change the chart timeframe, and images are sometimes broken. Ads in the free version, and some five-star reviews look suspicious.

Penny-stock traders who are fine with yesterday's top gainers and losers for sourcing ideas.

A pleasant modern interface, plenty of features plus new AI, genuinely responsive support for some customers, and a good fit for a long-term portfolio.

Fees for things that are free elsewhere, including morning trades and recurring deposits, slow order execution, money hard to withdraw, rough options handling, and orders sold to order flow at poor pricing.

Long-term investors who value looks and convenience over zero commissions and fast trades.

Powerful tools for the experienced, futures and Turbo Trader, convenient interface, regular updates

Freezing charts and slow fills that lose money, paid actions versus free at rivals, costly withdrawals, near-absent support, suspicious price jumps and account freezes

Experienced active traders who need futures and advanced tools and can handle glitches

Easy to save for kids, family chips in for birthdays and holidays, and it is nice to watch the balance grow. Auto-deposits and gift links save effort.

People pay for months and then cannot log in, with no answer from support. Cancelling a subscription is hard and charges keep coming. Promised shopping rewards and gift features are either disabled or never arrive.

Parents who want to save for their kids and gather family gifts in one place, but can tolerate login failures and slow support.

A clean, easy-to-read interface that a total beginner can figure out. The app is fast, nothing lags, and buying stock at market price takes a couple of taps.

People report a blank white screen on login, locked accounts with money frozen inside, and no way to withdraw the balance. The bank sometimes won't link, cash from a sale takes two days, and the promised signup bonus never gets credited.

A newcomer taking first steps into stocks who wants a simple app without clutter. Active traders and anyone who needs fast withdrawals should look elsewhere.

Safe practice with virtual money, works close to real time, good for kids and complete beginners.

Few available stocks and ETFs, prices that sometimes don't match reality, intrusive and unsafe ads, and no chart of your own returns over time.

Kids and beginners who want to practice buying stocks with no money at risk.

Flexible filters and a handy watchlist for finding penny stocks. You can spot names near their highs across different ranges. When it works, it helps quickly shortlist candidates for the day.

The app crashes when you open a chart or stock, and alerts don't save and delete themselves. Prices often don't display and the statistics are empty. Lots of ads, and support stays silent.

Penny-stock traders willing to endure constant crashes for the sake of flexible filters.

Simple learning entry for beginners, auto-investing and saving, custodial accounts for kids, clear interface

Sharp subscription hike up to 300%, around a hundred dollars to transfer out to another broker, account access lost for months, portfolio info stripped in updates, weak tooling for active trading

Beginners who want a simple savings autopilot and are willing to pay a subscription

Useful stock ratings and opinion summaries, a solid free version without notification spam, helpful for research before buying.

Ads and pop-ups intrude even on the paid tier, billing is yearly and expensive, and paid content is often repackaged from the free tier or AI-generated.

Investors who want aggregated ratings and analyst opinions before buying a stock.

Pie-based portfolios with percentage control and auto-rebalancing, set-and-forget investing, early fractional shares, and flexibility for a passive investor.

Pie save button broken on iOS, invest tab showing blank, transfers stuck for weeks, a 3-a-month fee under 10 thousand, 100 to close a Roth IRA, and weak support.

Passive investors who like the pie concept and don't mind living with bugs and fees.

A friendly interface and easy investing, handy joint accounts and high-yield savings, ATM fee reimbursements, and years of steady service for some customers.

Very slow transfers, up to a week even within the app, funds held after clearing, no way to turn off reinvestment, pushy prompts to add more money, and a mention of a data breach.

Long-term investors who value automation and convenience over instant access to their money.

Clean visual tracking of stocks, pleasant look, easy to glance at your portfolio.

Many tickers stay missing even a year after the company went public. Positions disappear on their own, data lags, and ads show up even after you pay.

People who just want to watch a couple of stocks and tolerate ads for the simplicity.

Proprietary leaderboard lists and chart-pattern recognition help find stocks outperforming the market. People say they became more disciplined and made more money than they would have without the tool. There are watch alerts and chart drawing.

Data and lists regularly fail to load, and only reinstalling helps. After updates the sound alerts and list sorting disappeared, there is no dark mode, and the iPad version got noticeably worse than before.

Active CAN SLIM investors who rely on the proprietary lists and patterns and can tolerate the mobile version's quirks for the desktop power.

Round-up and auto-saving, simple start, basic learning, motivation to save

Charges after cancelling subscription, withdrawal delays and holds, account under review with no explanation, subscription eats returns on small balances, slow glitchy support

People who want to quietly save spare change from purchases and can accept a monthly fee

A fast read on ticker sentiment, lively discussion and tips, more freedom than Reddit, and a usable free tier.

Rampant bots and subscription sellers, spam and fear-mongering, harsh unexplained bans with no support reply, politics instead of stock talk, and the removal of useful features like off-hours futures.

Experienced traders who can filter the noise and want the crowd's pulse, not ready-made calls.

A genuine working screener with lots of search parameters, a rarity on iOS. Company data is nearly complete and the interface is pleasant.

Saved screeners and alerts disappear out of nowhere and notifications stop coming. The app crashes every few minutes and ads cover the screen. Support does not answer even paying users, and data can be delayed.

Active investors and traders who need a real stock screener on iPhone and can tolerate crashes, ads, and vanishing settings.

Lots of adjustable technical indicators, excellent price alerts, a heat map and events calendar, and years as the best tracker for some users.

A new version that ruined charts and cluttered menus, portfolio cards eating the screen, wrong index values shown, ads that freeze and lock the app, and paid access that sometimes vanishes.

People who watch quotes and indicators and can live with a divisive redesign and ads.

A simple buy rating and fair-value estimate for a stock, plus daily videos with the host. The basic tier pays for itself if you actually use the signals on trades.

Data is not real time, and the app freezes and spins during active hours. The price jumped from five dollars to twenty with no new features, and cancelling the subscription is a nightmare.

Active traders who want a quick read on a stock and do not mind paying for a rating. Not for anyone expecting real-time or fresh data for free.

Opens private startup investing to everyone, not just a closed club. A chance to back companies with new technologies and potential upside. Many people like the idea of the platform itself.

Money gets stuck in the account or disappears, shares can't be sold, withdrawals drag on. Support ignores messages for months and years, the app freezes and loses balance. Fees eat a meaningful chunk of the investment.

People ready to lock up money in risky startups for a long time and comfortable with weak support and low liquidity.

Handy for experienced investors, familiar toolset, intuitive navigation for some users

Endless update-and-login loop, broken balances on the dashboard, constant redirects to the website, no support or tickets, crashes and freezes

Existing E*TRADE clients willing to tolerate glitches for the familiar ecosystem

Integration with the Bank of America app, desktop-level data, solid support for some clients, and a long relationship with the broker.

White screen after Face ID login, dated security with no passkeys, banking tabs burying trading, a hard-to-find trade button, slow execution, and shaky iPad support.

Existing Bank of America customers who care about one ecosystem more than smooth trading.

Alerts in three formats at once: push, email, text. It is convenient not to sit at the monitor and get a signal when the price reaches your target. Pleasant sounds and alarm settings.

Alerts arrive with a delay, which on a fast market is enough to miss the moment. Prices for the S&P 500, futures, and some ETFs can be wrong and stale, and the list of available tickers is narrow. Canceling the subscription becomes a quest with no reply from support.

People who need simple price alerts on popular securities and who will carefully check the subscription terms before paying.

It opens access to early private deals that were previously out of reach. The interface is easy, and it feels good to act as a venture investor.

Login and two-factor break, and people lose access to their account and investments. Tracking your companies is hard and the portfolio tab crashes. Companies go silent after the raise, and selling a stake or crypto is almost impossible with essentially no secondary market.

People who want to try early private deals with small amounts and understand the money will be locked up for a long time with no easy way out.

Lots of data and indicators, easy stock search, a good starting point for market research, and a heat map plus events calendar.

Pop-up ads that freeze and lock the whole screen, forcing a restart, fake virus banners that scare users, ads that stay even after paying, and steep pricing.

People who want a free tracker with rich analytics and can tolerate aggressive ads.

A passive way into private real estate, they do everything for you, and long-term holders sometimes see decent annual returns.

Getting your money out drags for months and years, the promised IPO never happens, and returns are often below a plain fund. A fee ticks just for having an account.

People ready to freeze a small slice of money for years and not touch it.

Convenient for tracking a portfolio and following stocks, with some people using it for 6-8 years. Easy to edit and view from both tablet and phone.

A loud ad you cannot close plays on launch, even for those who paid for the ad-free version. The one-time purchase was devalued by forcing a new subscription, and features were cut. The app crashes regularly and bugs go unfixed for months.

Perhaps only longtime users who are used to it and do not want to switch. Newcomers should look for a tracker that does not run ads over a product you already paid for.

Simple onboarding and a clean interface, beginner lessons, and hands-off automation.

Losses and a portfolio that goes nowhere, an unexplained drop unlinked to the market, withdrawals stuck for weeks, a subscription that is nearly impossible to cancel, and the 120-a-year price revealed only after you connect a card and bank.

Complete beginners who will settle for a pretty wrapper over results, and even then with great caution.

A simple set-it-and-forget-it approach, learning videos, chat support, and referral bonuses.

It charges you while paused, withdrawals don't arrive, the monthly fee eats modest growth, and phone signup hangs without a confirmation code.

Beginners who want a simple automatic way to set aside a little at a time.

An easy way into investing straight from a card, plus a social layer where you can copy other people's trades. Beginners like the low entry bar and the interface that does not scare them off.

Withdrawing money turns into a nightmare, crypto cannot be moved freely, and fees are higher than they first appear. The app crashes during market hours, and support only responds after a public bad review.

Beginners who value the social layer and card-based entry, but only for amounts they can afford to have stuck at withdrawal.

There are learning materials and an options schedule you can pick something up from. An active community and a responsive admin. Some signals do occasionally work.

Options signals are consistently loss-making, with the owner entering first and broadcasting at the peak. Reviews are extracted under threat of cutting off access, criticism is deleted, accounts get blocked. Spam notifications, a confusing interface, and trouble cancelling the subscription.

No one putting in real money. At most for the learning materials, but without trusting the signals.

Powerful options functionality, free indicators, strong on desktop, loved by long-time users

Forced update cuts off login on older iPads, slow chart loading and crashes, dropped connections during trades, complex dated interface, weak mobile charts

Experienced options traders in the Schwab ecosystem with a modern device

Fast, same-day withdrawals and an easy entry into trading for beginners. The demo mode helps you learn how the market works without risking your own money.

Accounts get closed after an attempt to withdraw a profit, and trades flip from gains to losses because of forced reconnections. The chart lags and glitches, the seventy-five-dollar minimum deposit is high just to try, and the data is unreliable.

Maybe people who want to poke at demo trading and grasp market mechanics. Not for those funding real money and expecting to withdraw it freely.

A simple, clear interface, fractional shares, bonds and funds to compare. People praise it as the easiest platform to learn among the ones they have tried.

Constant login problems and dropped connections leave a person locked in a trade with no account access. There are no conditional orders on mobile, no options-spread grouping, and the new design hid the cash balance several screens deep.

Those who value commission-free trading and simplicity, trade at a calm pace, and can tolerate the risk of not getting into their account at the crucial minute.

The copy-trading idea itself appeals, and for some users the app starts making money. Support responds and helps resolve issues once a case is escalated.

Advisor portfolios promising hundreds of percent drop tens of percent, and trades lag the market by forty-five days. It demands SSN sign-up before showing any value, and withdrawals and cancellations are painful.

Maybe people who want to try copy-trading with a small amount and understand the risk. Not for those who believe the advertised hundreds of percent or worry about access to their money.

A tempting idea of copying big players' trades, a simple start, and decent early growth for some users.

The broker connection breaks and won't reconnect, the $150-a-year paid access breaks right away, portfolios drop in a rising market, and you can't log in from a new phone.

People curious to auto-copy famous investors' trades and willing to put up with failures.

The fast news feed, often ahead of major events, appeals to users. The free version with a daily ticker looks decent as a taster.

The paid AI signals lead to losses for months even in a bull market. Fifty dollars a month for two to four signals feels like robbery to many, and paid features disappear after UI updates.

Maybe people who just want a fast news feed and do not mind spending to try it. Not for anyone planning to trade on the paid AI signals.

Fast setup and easy bank linking via Plaid. A clean look and a set-and-forget idea. For some people the setup went smoothly.

People say money gets debited or stolen, and closing the account and withdrawing funds is blocked for months. There's no phone support and emails go unanswered. The 18+ gate is hidden behind a 4+ storefront, and the app hangs at login.

Probably no one, given the complaints about vanished money and blocked withdrawals. Definitely not the teens it's marketed to.

For those it works for, the app shows a basic portfolio overview and its current value. Simple viewing without clutter.

Login hangs after the 2FA code, the account gets locked regularly, and the app kicks you to the desktop for tasks that are not actually on the site. Key actions like scheduling a sale or viewing trade details are unavailable in the app.

Employees at companies where Morgan Stanley manages the shares and options, who simply have no choice but this app.

Some people like the news feed and catalyst breakdowns, and a couple say they made money on individual trades.

You pay to lose money: alerts lag and stocks crash right after the spike. Installation demands your phone number and then floods you with spam you cannot stop. Everything useful sits behind a subscription while free users get a hollow shell.

Honestly, nobody. If you want market news, use a plain news aggregator without paid signals and without harvesting your phone number.

The persistent alerts and information delivery appeal to some day traders. As a starting point for beginners it looks clear and tidily designed.

Nearly every feature is paid, and a purchase panel covers the screen the moment you open it. Signals are retrofitted to favorable prices, real accuracy trails the ads, and cancelling or getting a refund is hard.

Maybe curious beginners willing to peek cautiously at penny stocks. Not for anyone planning to trade these signals with real money.

Some free-version users say the swing ideas hit and the signals were sometimes accurate. The AI scanner and sentiment feed appeal to some as a starting point.

After payment the app keeps demanding a subscription and does not grant premium access, and support is unreachable. Signals arrive delayed and already stale, filters cannot be combined, and there is no transparency about real results.

Perhaps only those who want to look at the AI scanner as a concept for free, but paying for a subscription here is risky.

A few people praise the occasional winning swing signal and say that with a large portfolio they covered the cost. There's a free Monday signal to size it up before paying.

Losing signals get deleted after the fact to make the track record look successful, and three stocks each rising 3% is presented as a 9% gain. Canceling is nearly impossible, charges keep hitting, support doesn't answer, and nagging pop-ups pile up before renewal.

Honestly, almost no one. Maybe someone with a large portfolio willing to verify every signal by hand and tolerate the charges. A beginner or anyone who trusts the claimed accuracy can easily lose money here.

The rich fund data and ratings that people come to Morningstar for. On the desktop the analytics are still strong, and simple quote checks in the app do work.

The app goes years without development and clearly trails the web: no portfolio X-Ray, no stock intersection, no dark mode, buttons that do not work. Login regularly throws an error and forces you to sign in again, and Face ID cannot really be set up.

Morningstar subscribers who need quick quote checks on the go, though serious analysis still has to be done on the desktop.