M1: Invest & Bank Smarter

45 of 100 · reviews
4.7of 5 · store
73,439ratings on the App Store
481reviews read

An editorial reading of the saved reviews

An app for people who like building a portfolio out of slices and rebalancing automatically. The pie idea is appealing, but execution is shaky: the save button fails, the invest tab goes blank, and withdrawing money turns into weeks of back-and-forth with support.

What people use it for

Passive investors who like the pie concept and don't mind living with bugs and fees.

What reviews praise

Pie-based portfolios with percentage control and auto-rebalancing, set-and-forget investing, early fractional shares, and flexibility for a passive investor.

What reviews complain about

Pie save button broken on iOS, invest tab showing blank, transfers stuck for weeks, a 3-a-month fee under 10 thousand, 100 to close a Roth IRA, and weak support.

What users experience

2 excerpts from the breakdown. These are individual cases, not a verdict on all users.

I closed my account since I wanted to consolidate all my retirement accounts with the one offered by my employer. I can’t withdraw all my funds since M1 is charging $100 for Roth IRA account closures. I’ve been holding the account since 2021. I did the same thing with my Roth IRA with Fidelity and e

It does what it does very well. A great way to invest and auto invest in fractional shares. Also credit to m1 for being one of the first to offer fractional shares. Features missing from platform: would love to use this as my only bank with the checking account and credit card returned. Also, us